The Chase British Airways Card Yes ? No?

Absolutely YES apply if your credit score will stand it. I don't care if you ever fly BA in your life. Look at the trade bait you gain for the $75 annual fee. But really, it is an exceptional offer and add in $30K in spend for the companion ticket and this is a Wow offer.

Here is the link

I hope are long time readers and rookies alike are starting to see the importance of keeping a good credit rating and score. Then using your credit to take advantage of great offers when they come around.

I hate to preach but I can't stress enough the judicious use of your credit and credit inquiries for cards that truly offer a great value.

South Carolina appears to be an Equifax state for Chase. Do you know your primary credit reporting agency for Chase for your home state? Remember creditboards.com then log in then go to the creditpulls database forum.

It is not only the rich that fly first class and see the world. The average Joe can as well if he/she takes care of business and protects his/her credit rating as one of your most important assests.

Right now, before you apply for this card that will give you 100,000 miles with a measly $2000 spend, ask yourself this question:

Do I know my credit score? If not, you sure should. And you should also be glad that you did not indiscriminately apply for every card available and rack up credit inquiries for a minuscule 10,000 Marriott points or 8 Southwest airline credits. Save your credit for big winners.

Do you get my drift?

There are three ads on the right hand column of the blog for a free credit report and credit score if you cancel within the trial period. Yes, I get a few pennies when you use the ad, but more importantly, you know where you stand, and should continue to do so, as long as you want to see the world at prices we all can afford.